It is no secret

According to recent statistics, there is a 1 in 10 chance of becoming a victim of identity theft. But if you are careful, you can decrease your chances by following simple rules. Whether you live in Britain or overseas, it is very wise to protect your identity. Failing to do so can at worst result in large financial losses, or at best involve you in a lot of tedious paperwork as you attempt to clear your good name.

So what steps can you take to ensure your identity is kept secure? Here's a handy checklist, and if you can think of anything else, please let me know:

1. Shred or tear up any documents you wish to throw away which show your personal information, especially utility bills and bank and credit card statements.
2. When using cash machines or paying by card in public places take care that nobody is watching you enter your PIN, and never write down your PIN.
3. Do not send your card or bank details by FAX or email if you do not know who might see the details at the receiving end.
4. When paying for goods on-line, ensure that the page in which you are entering your details is secure. It should show a padlock icon and its web address will begin with https://
5. Only enter internet passwords into known and trusted websites and change your password regularly. Passwords should not consist of an easily guessed combination such as your birthday, car registration number, or family names.
6. Do not respond to emails or telephone calls requesting your personal details - see item 3 on my scamalot page for further information on how to identify these messages.
7. Do not leave personal information lying around where it can be easily seen. Lock it away if possible. If you work in an office, lock away all sensitive paperwork before you leave for the day.
8. Check your bank and credit card statements regularly for unfamiliar transactions.

For further information visit the Fraud Prevention Agency's website www.cifas.org.uk.